In today’s fast-paced e-commerce world, flexible payment options are becoming increasingly popular. One such option gaining traction in the Philippines is Billease. This buy-now-pay-later service allows you to make purchases and pay for them in installments. If you’re new to Billease or curious about how to use it, you’re in the right place. This guide will walk you through the process of using Billease for checkout.
Step-by-Step Guide to Using Billease for Checkout
Step 1: Choose Billease at Checkout
When you’re ready to make a purchase, proceed to the checkout page on your chosen e-commerce platform. Look for Billease in the list of payment options. Select Billease as your payment method.
This option is available when checking out via Shops or through merchant sites that partner with Billease.
Step 2: Choose and Review Your Preferred Payment Plan
After selecting Billease, you’ll be presented with loan terms based on your purchase amount.
Review the following carefully:
> Total amount due
> Number of installments
> Amount per installment
> Repayment period
> Any applicable interest or fees
Choose the payment plan that best suits your budget and needs. If you’re a new user, you might need to create an account or provide some basic information at this stage.
Step 3: Confirm Your Purchase and Complete the Order
Once you’ve reviewed and agreed to the terms, wait for approval from Billease. Approval is usually quick and happens within minutes. After approval, you’ll be asked to confirm your purchase. This is your final chance to review everything before committing. Once you confirm, the merchant will process your order as usual.
You’ll repay Billease in installments according to the agreed schedule.
Tips When Using Billease
1. Check Eligibility: Billease is primarily available in the Philippines. Ensure it’s available in your region before planning to use it.
2. Read the Terms: Always read the loan terms carefully before accepting. Understand the total cost, including any interest or fees.
3. Stay Within Budget: While Billease makes it easier to afford items, remember to stay within your budget. Don’t overspend just because you can pay later.
4. Pay on Time: Timely payments will help you maintain a good standing with Billease and may increase your credit limit over time.
How can I apply for an account?
Simply fill out the online application form or download the app and submit the three required documents:
1) valid ID
2) proof of billing, and
3) proof of income
Please note that when uploading these documents, follow the instructions and make sure screenshots are machine-readable.
What are the accepted Proofs of Income?
We accept screenshots of the following POIs:
> Payslip
> Bank Transaction History
> Upwork Certificate of Employment
> Paypal Transaction History
> Remittance Slip
> Other proof of income documents accepted:
> Upwork Earning Transaction History
> Acadsoc Profile
> Acadsoc Earning History
> 51talk Earning History
> Grab/ Angkas/ Lalamove Earning History for 3 weeks
> Grab/ Angkas/Lalamove Driver Profile
What are the accepted Proofs of Billing?
We accept the following POB documents:
Electric (e.g. Meralco)
> Credit Card
> Water
> Cable TV
> Postpaid Plan
What if the Proof of Billing is not under my name, can I still apply?
Yes, we accept proof of billing even if it’s not under your name. As long as it is recent and has your home address, it will work.
What are the examples of Valid IDs?
We only accept the following identification cards:
> Passport
> Driver’s License
> Professional ID (PRC)
> Voter’s ID
> GSIS E-Card
> SSS ID
> Senior Citizen ID
> Immigration ID
> Unified Multi-Purpose ID (UMID)
> NBI Clearance
> TIN ID
> Integrated Bar ID
How can I pay my installments?
You can pay your installments through these available payment options: Easy Ways to Pay Your BillEase Installments
Can I pay it in advance?
Yes, just generate a Payment Request through the app or your web account by clicking “Pay Now” or directly request by emailing pay@billease.ph.
What if I can’t make payments on time?
If you are having financial difficulties and cannot make payments on time, just contact us and we will try to work out a payment schedule that works for you.
Is there any penalty for late repayments?
We collect 50 pesos per day if there is a delay in payments as stated on the Promissory Note and Disclosure Statement (PNDS). Always read the terms and conditions before proceeding to your Billease transaction.
Billease offers a convenient way to make purchases and manage your payments over time. By following this simple 3-step guide, you can easily navigate the Billease checkout process. Remember to use this service responsibly and always within your means. Happy shopping!
Leave a Reply to hazelcatignasCancel reply