What is your go-to place when you need to buy skincare products or makeup? What about toys or small items for the house? Where do you go when you need electronic tools like earphones or USB cable? What about if you need a clip-on lamp or a medical box?
There are specific stores that cater to this, but if you need to be in one place where everything you need is there, then Mumuso is the best place to be.
Who is Mumuso?
Mumuso is a Korean-inspired brand that focuses on fashionable and trendy products while combining traditional and modern tastes. Mumuso’s commitment is to provide products that are both made of reliable quality and sold at reasonable prices. At the same time, they want to “bring the idea of easy life” to people, regardless of where you are.
Then, they found their way to the Philippines.
Aside from their physical stores, Mumuso Philippines also launched their e-commerce website to be able to reach out to more customers. This is timely since not everyone can go out because of the pandemic. You can still go shopping for your needs without leaving the comfort of your home.
Here’s another good news: you can now pay for your items on installment. This is where BillEase comes in.
The partnership between BillEase and Mumuso Philippines allows customers to shop now and then pay for their purchases later. Payment can be done in equal monthly installments, depending on your payment capacity.
Here’s how to apply:
Step 1: Registration
Before anything else, make sure you create an account with Mumuso and BillEase.
Simply fill out the online application for Mumuso and then click Create Account.
For BillEase, you can either apply directly on the website or download the app (it’s for free!) and then sign up.
Step 2: Do Your Shopping
After you register, you can start your shopping at Mumuso website. Browse through Mumuso’s wide variety of products and then click Add to Cart.
Once you’re done shopping, click your cart and then click Proceed to Checkout.
Step 3: Shipping Details
Fill in your shipping details, including name and address. This will be used to compute your shipping fee.
Step 4: Payment Method
Mumuso accepts several payment methods to pay for your purchases. This includes:
- Cash on delivery
- Visa or Mastercard
OR you can choose to split payments into equal installments through BillEase’s Shop Now, Pay Later service. To avail of this payment scheme, choose BillEase in the Payment Method and then click Continue to Checkout.
Step 5: BillEase Check Out
You are now redirected at BillEase’s secured payment checkout.
From here, you can already configure your loan term to three months with corresponding cash out. Take note that the cash out amount is NOT mandatory, although this could help lower your monthly payments.
Then click Log In.
If you prefer longer term and maximize up to 12 months, then you can already configure it here. You can also choose between Monthly or Twice a Month repayment frequency.
You will also notice changes in the Installment Amount as you navigate the button. Once you’re satisfied, click Next.
Take note that at this point, canceling your application is still allowed.
Step 6: Loan Confirmation
On the next window, you will see a copy of your Loan Contract as well as Disclosure Statement. These documents show, among others:
- Lender details
- Interest rate
- Penalty fee and other charges
- Installment amount
- Schedule of payment
BillEase will also send a four-digit One-Time PIN (OTP) on your registered mobile number with BillEase and then click Confirm.
In case you didn’t receive the code, you can click Resend Code or Change Number. Once you input the code, the loan is already FINAL.
This confirms your purchase and then wait for Mumuso to deliver the items.
Take note of your payment schedule and make sure to pay on time. This way, BillEase can increase your credit limit, which you can use to buy higher-priced items.