Admit it. Since the pandemic, your online shopping doubled. Many companies also improved or started their respective e-commerce sites to make it easier for them to reach out to customers. Various payment methods were likewise offered – bank deposit, GCash, PayMaya, and even GCash.
Apparently, there is one payment method that made online shopping easier and more accessible to many: installment.
Through BillEase, you can now pay for your purchases in equal installments even without a credit card. So far, BillEase partnered with several merchants including ConcepStore.
What is ConcepStore?
ConcepStore is the e-commerce arm of Concepcion Industries, one of the Philippines’ trusted partner in terms of air conditioning units, refrigerators, and other consumer appliances.
Through ConcepStore, customers can conveniently shop from carefully curated premium products from trusted brands like Condura, Carrier, Toshiba, and Midea.
Support is readily available 24/7 and item/s will be delivered whenever you need it.
Let’s face it: these items come with a hefty price tag. It is more convenient to buy if you have a credit card. Unfortunately, not all consumers have access to this benefit.
Then BillEase came along.
If you need a shopping buddy that allows you to pay for your purchases through equal monthly installments, then BillEase could help. The best part is you don’t need a credit card to avail of this service.
Step 1: Registration
Before anything else, you need to register with the ConcepStore first. Click Create an account and then fill out the necessary details needed.
Make sure you have an account with BillEase. This will make payout faster. You can register directly through the website or download the app for free at Google Play Store (Android users) or App Store (iPhone users).
Step 2: Shop At ConcepStore
Now that you made an account, you can now start shopping. Visit the ConcepStore website and browse through its selection of products from trusted brands.
Click the product image and then click Add to Cart.
Step 3: Shipping Information
Fill in the shipping information details. Thereafter, click Continue to Shipping. Shipping fee will be computed at this point, although there are items that qualify you for free shipping.
Then, review your details and then click Continue to Payment.
Step 4: Payment Method
As of this writing, ConcepStore has three repayment channels: payment via Paynamics, credit card or debit card via Paymonggo, and installment through BillEase.
Choose BillEase and then click Complete Order.
Step 5: Secured BillEase Checkout
As soon as you clicked “complete order,” you will now be redirected to a secure BillEase checkout.
Since you already have an account, click Log-in.
At this point, a new window will appear. Toggle the button and configure your loan terms between one and 12 months, and repayment frequency. Take note that as you configure the loan, the amount will change. This will give you an idea on how much will be collected on your designated schedule.
Whenever you’re ready, click Next. The loan is NOT yet final at this stage.
Step 6: Loan Confirmation
A new window will appear. It will show the Loan Agreement as well as Disclosure Statement.
Go through these two documents. It will show you important loan details like schedule of payments, interest rate, and charges in case of late payments among others.
A four-digit one time password will be sent to your registered mobile number. Input the said code to confirm and finalize your loan. Then, click Confirm.
At this stage and as soon as you clicked confirm, your loan application can no longer be cancelled.
Now that you’ve confirmed your order, ConcepStore will deliver the item as soon as possible. Take note of your loan details and make sure to pay on time. Timely payments will make it easier for you to increase your credit limit, which you can use to purchase higher-priced items.
Who’s ready to go shopping?