Buy what you love, pay later with ease!
You may not know this, but these bad spending habits can be affecting you and your finances in more ways than one. Here we identify the 5 bad spending habits you need to be made aware of and how you can avoid succumbing to them in the future.
Continue reading “5 Bad Spending Habits You Gotta Kick from Your Life”
There are a few things that may want to consider before availing a 0% installment plan. In this article, we’ll break down the 3 important considerations you’ll need to keep in mind before taking the plunge.
Let’s get started!
Continue reading “4 Important Considerations Before Availing a 0% Installment Plan”
Knowing how to spot online loan scams is the first step in protecting yourself from being victimized by this type of heinous crime. So if you see one or more of these top 3 warning signs of online scams, run and never look back!
What is a credit score? Why does it influence your loan applications and how? Let’s do a quick run down of what credit score is and the various ways that you can keep a good credit record.
Continue reading “Fast Facts: What is Credit Score and Why It Matters”
Most Filipinos view loans in a negative light. And why not? But availing a loan can also be beneficial to our lives. Here are some tips to help you manage your debts responsibly and efficiently.
Continue reading “Managing Loans: How to Pay Off Your Loans in Fast & Easy Way”
Let us decipher which payment method best fits your various needs by discussing four different methods, their pros, and also their cons.
Continue reading “Best Payment Method: cash, credit, debit, or installment plans?”
Every one of us is in need of a little saving(s). So in this article, let’s breakdown 10 different ways you can avoid hoarding, splurging, and spending recklessy to kickstart your life savings!
Continue reading “Back to Basics: 10 Ways To Avoid Spending Recklessly”
Here, we will outline three tips that will help you get the ball rolling on your budget. We will also be discussing the different types of budget plan you can choose from, depending on your needs. We will also give a short list of tools and apps that you can use to track your budget progress.
Continue reading “How To Construct Your 2018 Budget Plan: A 3-Step Guide”
So this is the New Year… And it is time to take on fresh challenges in one’s life – are you ready?
One of the biggest challenges we’ll be facing as we head on to start our 2018 is our New Year’s resolutions. Whether it’s about losing weight, getting rid of toxic people and habits, or managing your finances thoroughly, certainly resolutions are notorious for being hard to keep.
So much that people begin to disregard resolutions entirely.
Still, as the old adage goes, there is no harm in trying – especially when it comes to your money. And if you want this 2018 to be any different from your last, here are four simple money resolutions that you can try to start your new year the right way.
The best way to motivate yourself in handling your finances right this new year is to get a firm vision of what you want to achieve with it.
Whether it is a new house, a brand new car, your children’s college fund, or simply paying off your debts, having clear, specific goals can inspire you to make better financial decisions in life.
Keep your list short and specific and always keep these goals in mind when you’re planning your budget for the coming months.
Tracking your spending is probably as sexy as paying your taxes, but it is a necessary step in taking a more responsible approach to your finances. So dust off your spreadsheets and find out where your money is going and how much of it is going where.
Once you’ve identified where and how much you’re spending, it will be easier to spot problem areas or areas where you might be over-spending. Now you can cut back and re-allocate your budget as necessary!
Relax. If you’re having problems in this area, you are definitely not alone. Paying bills can be quite annoying and it is quite easy to shove them off under the rug and forget about them entirely – until the penalties and interests pile up, that is.
The best way to deal with this?
This new year, prioritize bills payment above everything else. Whether it’s your credit plan, your electricity, or your data plan, make sure that they are on the top of your budget list every month. Once you’ve taken care of the necessities, you are now (guilt)-free to indulge in your wants!
Trust us: not enough people in this world are taking advantage of the free stuff that merchants and brands are giving around. And what a sad fact that is because these freebies and rewards can go a long way in helping you save more money!
Sure, not a lot of them offers instant rewards or savings, but when it comes to savings, every little thing counts.
And there you have it – four simple money resolutions that can help you kickstart your New Year towards the right path. These resolutions are simple enough that you won’t feel overwhelmed with the pressure.
And if you feel you’re slipping? Don’t sweat it. Just remember to be consistent in what you do and always keep your eyes on the prize!
Cheers for a better 2018!
