Makati, Philippines – February 25, 2026 – Billease, the Philippines’ leading consumer finance and “buy now, pay later” platform, today announced its strategic partnership with SM Department Stores. This collaboration brings flexible installment options to millions of Filipino shoppers, now enhanced with QRPh-enabled payments for faster, more convenient transactions.
With QRPh, Billease customers can simply scan a QR code at checkout to instantly access installment plans, eliminating the need for physical cards or lengthy application processes. This innovation aligns with the Bangko Sentral ng Pilipinas’ push for interoperable QR payments nationwide, making shopping at SM Department Stores more accessible and secure.
“Our partnership with SM Department Stores is not just about expanding reach it’s about transforming the way Filipinos shop,” said Jose Fernandez, Chief Marketing Officer of Billease. “By integrating QRPh into our platform, we’re giving customers a seamless, cashless, and flexible payment experience that empowers them to manage their finances responsibly while enjoying the products they love.”
The rollout will be available across SM Department Stores nationwide, offering shoppers the convenience of QRPh payments combined with Billease’s trusted installment solutions. Customers can expect instant approvals, transparent repayment terms, and a hassle-free digital experience.
This partnership underscores Billease’s commitment to financial inclusion and innovation, ensuring that more Filipinos can enjoy modern, flexible payment options in their everyday shopping.
About Billease
Billease is a leading consumer finance app in the Philippines, blending advanced machine learning with global credit underwriting best practices to deliver simple, transparent, and inclusive financial products. Billease offers personal loans, e-wallet top-ups, prepaid load, gaming credits, bill payment, and a unique buy now, pay later (BNPL) product with competitive rates. Today, Billease partners with over 10,000+ merchants directly and 600,000+ QRPh-enabled locations nationwide, making flexible credit more accessible than ever.