
(UPDATED December 2024) Shopping is all about blissful moments, and Billease makes sure that the billing process is just as blissful! Billease offers easy and flexible installments, so you can buy what you love, pay with ease.
Billease has made it hassle-free with a variety of payment options, so you can settle your dues in a snap and get back to enjoying your purchases. Here are your options:
1. Pay via QRPh
QRPh is now the default payment option. To pay via QRPh, on the Billease app, select “Pay Now”. Download the QR code containing your payment details (amount to pay, etc.). Now, open your preferred payment app (like Gcash or Maya) and scan the downloaded QR code. You may complete the payment within your favorite e-wallet, and that’s it!
2. Over the Counter
No funds in your e-Wallet? You can pay your Billease loans with cash over the counter! Here’s how:
a. Open your Billease app and click “Pay Now.” On the Payment page, select “Pay over the counter.”
b. Choose your preferred over-the-counter option. There is a convenience fee of ₱25 for Cebuana Lhuillier, M Lhuillier, Palawan Express, LBC, and USSC, while ECPay has a convenience fee of 1.5% of the installment amount. The convenience fee is included in the amount due.
c. Save the generated payment code by clicking the download button or take a screenshot. You’ll need this payment code when filling out the form/slip. The payment code is valid for 24 hours only.
d. Head to the nearest branch of your chosen outlet and follow the payment instructions indicated in the Billease app. Kindly check the table below for the branch locations.
| Channel | Branch locations |
| Cebuana Lhuillier | https://cebuanalhuillier.com/branch-locator/ |
| M Lhuillier | https://mlhuillier.com/branches/ |
| Palawan Express | https://www.palawanpawnshop.com/branch-finder |
| LBC | https://www.lbcexpress.com/branches-philippines/branch |
| USSC | https://ussc.com.ph/branches/ |
| ECPay | https://ecpay.com.ph/locate-an-outlet/ |
3. Online Banking
Enjoy instant booking and a flat rate of P10 per transaction by linking your online bank account to your Billease account. Currently, accepted online bank accounts are Union Bank and BPI.
With this method, you can pay Billease directly from your online bank account, and your payments will be booked automatically. No need to send us your proof of payment.
To link your online bank account, simply click Pay Now and then select Online Banking and choose your preferred bank. Log in to your online banking account and confirm linking.
4. E-wallet
You can also pay your Billease installment through e-wallets such as GCash, Maya, ShopeePay, and GrabPay. Payments are instantly posted with a minimal transaction fee between 1.77 and 2.41%.
To start, simply click the Pay Now button and then select E-wallet and choose your e-wallet on the Payment page of the Billease app. You will be redirected to log in to your preferred e-wallet account to complete the payment
GCash Bills Payment – You can also pay via GCash Bills Payment. Using the GCash app, click the Bills icon and type Billease in the search bar. Input the loan ID, your name, mobile number, and email as registered in Billease. Your Loan ID can be found in the reminder email and on the Billease app under Installments. A flat fee of P15 applies per transaction. No need to send proof of payment, as your payments will be booked automatically on the next day.
5. Bank transfers
Click Pay Now in the Billease App and then choose Bank Transfer. Choose your preferred bank – We have BDO, BPI and Security Bank. The bank account numbers are listed right there, and you can easily copy them. You may pay via online bank transfer, InstaPay, PESONet, and even over-the-counter deposit.
Here’s the account name with corresponding account numbers:
First Digital Finance Corp.
BDO: 011290007371
Security Bank: 0000001768090
BPI: 8101006477
Once payment has been made, click Submit Proof to upload a screenshot or photo of the transfer confirmation page or transaction slip and indicate the bank and date of the repayment.
This option does not incur any fee (except any fee your sending bank may charge), and your payment will be reflected within 1-2 banking days as long as you submit the correct details. We always count the date of actual payment, so as long as you make payment on your due date, you are fine.
WHY SHOULD YOU PAY YOUR INSTALLMENTS ON TIME?
Now that you know how to settle your installments, did you know that paying your installments on time can actually be a fun and rewarding experience?
1. Improves credit score
Paying your installments on time demonstrates responsible financial behavior and can increase your credit score. Late payments can have a negative impact on your credit score, making it difficult to obtain credit in the future.
2. Avoid late fees & penalties
Late payments often come with late fees and penalties, which can add up over time and increase the amount you owe. By paying your debts on time, you can avoid these additional fees and save money in the long run.
3. Reduces stress
By paying your debts on time, you can reduce the stress and worry that come with financial obligations. This can help improve your overall well-being and give you greater peace of mind.